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Bike Finance

Online Credit Facilities

Bike Finance

Bike Finance

Cyclesense has teamed up with V12 Retail Finance to be able to offer our customers what we believe to be the UK's best range of cycling finance options. We have a variety of credit options to choose from, so you can get your dream bike and equipment today.

It is easy to do:

  1. Choose the products you want.
  2. Add them to your basket.
  3. Choose from the available finance options at the basket page.
  4. Complete the credit application form (totally paperless).
  5. Submit the application then wait to be contacted by one of our sales team.


Monthly Payments

We have a range of Interest free options:

  • 6 Months
  • 12 Months
  • 18 Months
  • 24 Months


Finance Available On UK Orders Only

Unfortunately we do not offer finance deals for overseas orders.


Finance Examples

Please note: The MAXIMUM LOAN AMOUNT is £8000 (after deposit), eg with a 10% deposit, the maximum purchase value is £8888.89. Finance would not be offered where the cart value exceeds this amount
Some of our finance packages may require a minimum deposit which is higher or lower than the 10% used as the example above.

During checkout, you have the option of altering the deposit you pay, subject to the minimum and maximum deposits allowed against the selected finance package and subject to the minimum loan amount of £350

Available Finance Packages

Selected products in our website are available to purchase via finance.
These products are marked with a small logo: Finance Select products with , all other products with and a full example is available to view on the product page itself.
Available finance packages may not be available equally on all products, for example, as our special offers are already discounted, we might not offer our best finance package where special offer products are selected.
Products in our site fall into four finance categories. The finance offered will be determined by whether your chosen product is a "finance select" product and/or a "special offer".
Selecting multiple products may alter the finance package we can offer you and you should note that although a particular finance package is offered when viewing the product, it may not be offered when you select additional items that qualify in a different finance category.
The best finance package we can offer will be displayed when you review your shopping cart.

Finance Select Packages (excludes special offers)

The following finance package(s) are offered to any "Finance Select" products which are not current special offers, subject to the noted minimum spend amounts.
These products are marked with a small logo:
The minimum spend is the minimum total goods value to qualify for the finance package.

Examples are shown for a purchase price of £1799.00 or the minimum spend required to qualify for the package.
Where the package is highlighted, the product which led you to this examples page would qualify.
(Min. Spend)
Goods Deposit Loan APR Monthly Payment Total Payable Cost of Credit
Interest Free Finance (6 Months)
(Min Spend: £420.00)
£1799.00 £359.80
£1439.20 0% £239.87* £1799.00 £0.00
Interest Free Finance (12 Months)
(Min Spend: £750.00)
£1799.00 £359.80
£1439.20 0% £119.93* £1799.00 £0.00
Interest Free Finance (18 Months)
(Min Spend: £1500.00)
£1799.00 £359.80
£1439.20 0% £79.96* £1799.00 £0.00
Interest Free Finance (24 Months)
(Min Spend: £2000.00)
£2000.00 £400.00
£1600.00 0% £66.67* £2000.00 £0.00
*Final payment may be slightly higher or lower than quoted
Note: Selecting other items in our site may affect which finance deals are available to you. To confirm, add your required items to your basket and visit the checkout. You can see which packages you qualify for before giving us any personal details.
ERROR: No finance select, special offer packages installed. ERROR: No normal, non-offer packages installed. ERROR: No normal, special offer packages installed.
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Road Bike Hire


Established in 1991, Cyclesense is a family business based in Yorkshire, England near the City of York, Leeds and Harrogate. We are dedicated to the sale of quality cycling products including mountain bikes, road bikes, hybrid bikes, touring bikes, cyclocross bikes, track bikes, ladies bikes, mens bikes, childrens bikes, kids bikes, balance bikes and electric bikes. Our range of bikes caters for riders of all ages and abilities. In addition to our website, we have two destination stores, both in Tadcaster. We also stock a great range of scooters.  We have equipment and clothing for professional cyclists, leisure cyclists and everything in-between. Find out more about Cyclesense or start shopping.



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